Protect Non-Owned Trailers with Ohio Trailer Interchange Insurance

Trucking companies in Ohio often transport not only their own trailers but also trailers owned by other motor carriers. If you're hauling a trailer that doesn't belong to you, a written interchange agreement with the trailer's owner is required.

Once you have this agreement, you assume responsibility for the trailer—even when it's not attached to your truck. Ohio Trailer Interchange Insurance provides the protection you need in case of damage, keeping your operations safe and compliant.

Trailer Interchange Insurance provides Physical Damage coverage for trailers that are in your possession but not owned by you.

• Standard Physical Damage insurance only covers your own trailers and trucks.

• Trailer Interchange Insurance protects non-owned trailers from collision, vandalism, fire, theft, and other physical damages.

This ensures that you're financially protected when hauling trailers that belong to another carrier.

To qualify for Trailer Interchange coverage:

• You must have a truck or pickup hauling at least one trailer. Other vehicle types are excluded.

• You must carry Liability Insurance, which acts as a foundation for the Trailer Interchange coverage.

• Motor carriers should protect leased trailers before starting any trailer interchange operations, as other carriers may require proof of coverage before doing business.

Our team can provide guidance to help you navigate these requirements and minimize risk.

The cost of Ohio Trailer Interchange Insurance depends on your chosen coverage limits and deductible. Annual premiums typically range from $100 to $1,500, influenced by factors such as:

• Trailer value

• Driving record

• Loss history

Coverage begins after your deductible is met. If damages exceed your policy limit, you are responsible for the remaining costs.

Choosing the right limit:

• Avoid over-insuring—if your trailer's value is less than the limit, your deductible may be unnecessarily high.

• Avoid under-insuring—if your trailer's value exceeds the limit, you could pay more out-of-pocket.

Average coverage limits range from $20,000 to $30,000, with an average deductible of $1,000.

Our Ohio insurance experts guide you through every step of the process:

• Assess your risk and advise on appropriate limits

• Help you choose the right deductible

• Provide fast, reliable coverage so you can focus on your business

📞 Contact us today to secure Ohio Trailer Interchange Insurance and protect non-owned trailers while keeping your operations running smoothly.