Specialized Insurance Plans for Ohio Tow Truck Drivers and Businesses

Tow trucks play an essential role in Ohio's roads and highways—whether it's repossession work, roadside assistance, accident recovery, or transporting disabled vehicles. With such demanding work, having the right Ohio Tow Truck Insurance isn't optional—it's a must.

Tow truck operators face unique risks: from heavy-duty hauling to emergency roadside operations, accidents and unexpected damage can happen quickly. That's why Tow Truck Insurance in Ohio is designed specifically to protect both your business and the vehicles you service.

Our Ohio tow truck insurance packages include the essential protections every operator should have:

• Liability Insurance – Covers injuries and property damage you may cause in an accident where you're at fault. This includes Bodily Injury Liability and Property Damage Liability.

• Medical Payments – Helps pay for medical expenses for you and your passengers if you're hurt in a covered accident.

• Physical Damage Coverage – Protects your tow truck against losses caused by collision, theft, fire, or natural disasters. Includes Collision Coverage, Comprehensive Coverage, and Fire and Theft with Combined Additional Coverage.

• Uninsured/Underinsured Motorist – Protects you and your passengers if you're hit by someone with little or no insurance. Includes Uninsured Motorist, Underinsured Motorist, and Uninsured Motorist Property Damage coverage.

Running a tow truck company comes with responsibilities beyond just your truck. That's why we offer additional coverage options tailored for business owners in Ohio:

• Garagekeepers Legal Liability – Protects customer vehicles while in your care, custody, or control (for storage, parking, or service). Covers damage from fire, theft, vandalism, or collision.

• On-Hook Towing Coverage – Covers damage to a customer's vehicle while it is being towed, whether from fire, theft, vandalism, or an accident.

These protections are designed to keep your reputation safe and your customers confident that their vehicles are in good hands.

Owning and operating a tow truck in Ohio isn't cheap. From equipment investments to daily risks, the last thing you need is an uncovered loss. That's where our experienced Ohio insurance professionals come in:

• We'll guide you through coverage options, limits, and deductibles so your policy fits your exact needs.

• We ensure your plan meets Ohio state insurance requirements for commercial tow trucks.

• We work hard to get you affordable rates without sacrificing protection.

Let us handle the risks so you can focus on running your business.

📞 Contact us today to get your Ohio tow truck insurance quote and keep your business on the road with confidence!