Commercial Insurance Coverages

If your garage full of trucks and vehicles powers your business, keeping them ready for the road is only the first step. Proper insurance ensures your fleet is protected from accidents, damages, and unexpected risks that could otherwise impact your operations.

Whether you're running a small fleet or a large trucking operation in Ohio, the right coverage keeps your business moving safely and efficiently.

Accidents happen—sometimes despite your best efforts. That's why Liability coverage is essential. It protects you from costly legal claims and helps cover damages if you're at fault in an accident.

Our Ohio Commercial Auto Liability insurance includes:

• Liability – General coverage for damages caused by your business vehicles
• Bodily Injury – Protects against medical costs if someone is injured in an accident
• Property Damage – Covers repair or replacement costs for damaged property
• Uninsured Motorist – Protects you when the at-fault driver has no or insufficient insurance

If you operate cars, vans, or other standard vehicles, protecting your drivers and passengers is a top priority. Our Driver Protection Plan covers:

• Medical Payments – Medical expenses for drivers and passengers after an accident
• Personal Injury Protection – Broader coverage for injury-related expenses
• Pet Injury Coverage – Protection for pets in your vehicle during an accident

Vehicle protection is just as important. Our Vehicle Protection Plan covers:

• Physical Damage
• Collision
• Comprehensive coverage
• Individual Named Insured Endorsement
• Fire and Theft with Combined Additional Coverage (CAC)

Trucking operations have specific needs. Our coverage options for trucks in Ohio include:

• Motor Truck General Liability – Protects your business from third-party claims
• Motor Truck Cargo – Covers the goods you transport
• Non-Trucking Liability – Protects your truck when used for personal purposes
• Rental Reimbursement with Downtime – Covers replacement costs if a truck is out of service
• Trailer Interchange – Protects non-owned trailers under written agreements

Every business is different. That's why we also offer:

• Non-Owned Vehicle coverage
• Any Auto coverage
• Employer's Non-Owned coverage
• Hired Auto coverage
• Drive Other Car coverage
• Single Deductible Endorsement

We understand your business and your priorities. Our team:

• Helps you select the right coverage for your fleet
• Provides guidance on limits and deductibles
• Handles all the paperwork so you can focus on operations
• Offers ongoing support to ensure you drive with confidence

📞 Contact us today to get comprehensive Ohio Commercial Auto Insurance and protect your vehicles, trucks, and drivers with confidence.